Merchandising Accounting: Essential Cheat Sheet for Key Terminology

For diving into merchandising accounting, a solid grasp of key terms used is crucial. Below summary provides a clear and concise guide to help navigate these terms:

TermMeaningExample
Credit TermsConditions under which the seller extends credit to the buyerTerms “3/15 net 30” means the buyer gets a 3% discount if paid within 15 days, otherwise, the full amount is due in 30 days
EOM (End of Month)Credit terms indicating the payment period starts at the end of the month.Terms “2/10 EOM” means the buyer can take a 2% discount if payment is made within 10 days after the end of the month in which the purchase was made.
ROG (Receipt of Goods)Credit terms indicating the payment period starts from the receipt date of goods.Terms “2/10 ROG” means the buyer can take a 2% discount if payment is made within 10 days of receiving the goods.
FOB Shipping PointBuyer pays shipping costs, and ownership transfers at the shipping point.A retailer orders goods FOB Shipping; the buyer becomes responsible for the goods and shipping costs as soon as they leave the supplier’s warehouse.
FOB DestinationSeller pays shipping costs, and ownership transfers when goods arrive at the buyer’s location.Goods purchased FOB Destination only transfer ownership and risk to the buyer once delivered to the buyer’s premises.
PurchasesAcquisition of goods for resale.A retailer purchases 1,000 units of product for $20 each.
Freight InShipping costs paid to bring inventory to the buyer’s location.A retailer pays $500 for freight to have goods delivered to their warehouse.
Purchase Returns and AllowanceDiscounts or refunds for returned goods or allowances given for defects.A retailer returns $500 worth of defective goods to a supplier, reducing the total purchases by that amount.
DutiesTaxes paid on imported goods.A company importing products from abroad pays $1,000 in customs duties to bring goods into the country.
SalesRevenue from selling goods to customers.A store sells 200 units at $50 each; sales revenue would be $10,000.
Freight OutShipping costs paid to deliver goods to the customer.A company pays $100 to ship goods to a customer, this is considered Freight Out.
Sales ReturnsGoods returned by customers, reducing total sales revenue.A customer returns $200 worth of goods, reducing total sales by that amount
Sales DiscountsReductions in the sales price to encourage prompt payment.If a customer takes advantage of “2/10 net 30” terms, they can deduct 2% from the invoice amount for paying within 10 days.
Trade DiscountsDiscounts offered to businesses or retailers based on quantity or as part of a long-term agreement.A retailer gets a 10% trade discount for purchasing in bulk from a supplier
MarkdownsReductions in the original selling price of inventory items.A store reduces the price of clothing by 20% at the end of the season as a markdown to clear inventory.
Net SalesTotal sales minus sales returns, allowances, and discounts.If gross sales are $10,000, but $1,000 in returns and discounts are applied, net sales would be $9,000.
ShrinkageThe loss of inventory due to factors like theft, damage, or clerical errors.If physical inventory count reveals $1,000 missing from the books, it is considered shrinkage.
Perpetual Inventory SystemA system that continuously updates inventory records.Using barcodes and a point-of-sale system, a retailer tracks inventory levels in real time.
Periodic Inventory SystemA system where inventory counts are updated at specific intervals, usually at the end of an accounting period.A store performs a physical inventory count every quarter to adjust its records.
Stock Keeping Unit (SKU)A unique identifier for each product type in inventory, used to track stock levels.A store uses SKUs like 12345 for a specific shirt color and size, helping manage inventory efficiently.
Ending InventoryThe value of unsold goods at the end of an accounting period.If a retailer has $2,000 worth of inventory remaining at the end of the month, this is their ending inventory.
COGS Available for SaleSum of beginning inventory and purchases for a given period.If beginning inventory is $5,000 and new purchases are $10,000, COGS available for sale = $15,000.
COGS Available for SaleSum of beginning inventory and purchases for a given period.If beginning inventory is $5,000 and new purchases are $10,000, COGS available for sale = $15,000.
Gross ProfitThe difference between net sales and the cost of goods sold (COGS).If net sales are $10,000 and COGS is $6,000, gross profit would be $4,000.
Operating ExpensesCosts incurred to run the business but not directly tied to inventory purchases.Examples include rent, utilities, salaries, and marketing expenses.
Net IncomeThe final profit after deducting all expenses (including operating and interest expenses).If gross profit is $4,000, and operating expenses are $2,500, net income would be $1,500.
Inventory TurnoverA measure of how quickly inventory is sold and replaced during a period.If a company’s COGS is $12,000 and average inventory is $3,000, inventory turnover is 4 times.

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